Merry Christmas and Happy Holidays to all!

With FHA Fund Under Pressure, HUD Won't Rule Out MIP Hike http://ping.fm/VkVb6

FHA considering changes in wake of reserve losses - MarketWatch http://ping.fm/KUs4x

WOW!!! FHA is now eyeing an increase in FHA MIP! Watch out for the "triple witching" when 1) MIP increases, 2) the fed stops buying MBS from Fannie and Freddie at the end of March and 3) the homebuyer tax credit expires on April 30!!! Email me for details... cliff@kinderreese.com

The train hurts just as much when it hits you from behind as when it hits you head on!

Thank you TRLP Class V for the privelege of instructing your Leadership Class this afternoon! Well done!

Taxpayers are keeping the mortgage market afloat. That's not going to work forever! - Thy Brother's Lender - Forbes.com http://ping.fm/oaJB6

Treasury's New Short Sale Guidelines are in!
http://ping.fm/wlXle

REALTOR® Magazine-Daily News-Option-ARM Borrowers Facing Resets http://ping.fm/ExbTM

REALTOR® Magazine-Daily News-Predictions on Future Mortgage Rates http://ping.fm/V0c5C